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Statutory Limits
Your rental agreement provides you with basic statutory limits for liability and property damage. Escape Campervans covers the below levels for you.
The table that follows displays the minimum financial responsibility or compulsory liability insurance limits for all the states, District of Columbia, Puerto Rico, and the Canadian provinces. |
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The laws of all states express the requirements in terms of split limits.
For example, if the chart shows "25/50/10", the law requires that the policy provide at least $25,000 for bodily injury to each person, $50,000 for all bodily injury, and $10,000 for property damage, each accident. |
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The insurance laws of some states also state the requirement in terms of a combined single limit. For example, if the chart shows "15/30/10 or 40", the law provides that a policy with a combined single limit of at least $40,000 will also satisfy the requirement. A combined single limit of $40,000 means that the insurance will pay up to $40,000 for all bodily injury and property damage arising out of each accident. The required limits for the Canadian provinces are expressed as combined single limits only.
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State Limits |
State |
Liability Limits |
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State |
Liability Limits |
Alabama |
20/50/25 |
Newfoundland |
200 CSL |
Alaska |
50/100/25 |
New Hampshire |
25/50/25 |
Alberta |
200 CSL |
New Jersey |
15/30/5 |
Arizona |
25/50/25 |
New Mexico |
25/50/10 |
Arkansas |
25/50/25 |
New York |
25/50/10 |
British Columbia |
200 CSL |
New York for death |
50/100 |
California |
15/30/5 |
Northwest Territories |
50 CSL |
Colorado |
25/50/15 |
North Carolina |
30/60/25 |
Connecticut |
20/40/10 |
North Dakota |
25/50/25 |
Delaware |
15/30/10 |
Nova Scotia |
200 CSL |
District of Columbia |
25/50/10 |
Ohio |
12.5/25/7.5 |
Florida |
10/20/10 |
Oklahoma |
25/50/25 |
Georgia |
25/50/25 |
Ontario |
200 CSL |
Hawaii |
20/40/10 |
Oregon |
25/50/20 |
Idaho |
25/50/15 |
Pennsylvania |
15/30/5 |
Illinois |
20/40/15 |
Prince Edward Island |
100 CSL |
Indiana |
25/50/10 |
Rhode Island |
25/50/25 |
Iowa |
20/40/15 |
South Carolina |
25/50/25 |
Kansas |
25/50/10 |
Quebec |
50 CSL |
Kentucky |
25/50/10 |
Saskatchewan |
200 CSL |
Louisiana |
15/30/25 |
South Dakota |
25/50/25 |
Maine |
300 CSL |
Tennessee |
25/50/15 |
Manitoba |
200 CSL |
Texas |
20/50/25 |
Maryland |
20/40/15 |
Utah |
25/65/15 |
Michigan |
20/40/10 |
Vermont |
To be adjusted |
Minnesota |
30/60/10 |
Virginia |
25/50/20 |
Mississippi |
25/50/25 |
Washington |
25/50/10 |
Missouri |
25/50/10 |
West Virginia |
20/40/10 |
Montana |
25/50/10 |
Wisconsin |
50/100/15 |
Nebraska |
25/50/25 |
Wyoming |
25/50/25 |
Nevada |
15/30/10 |
Yukon |
200 CSL |
New Brunswick |
200 CSL |
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