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Statutory Limits

Your rental agreement provides you with basic statutory limits for liability and property damage. Escape Campervans covers the below levels for you.
The table that follows displays the minimum financial responsibility or compulsory liability insurance limits for all the states, District of Columbia, Puerto Rico, and the Canadian provinces.

         
The laws of all states express the requirements in terms of split limits.  
For example, if the chart shows "25/50/10", the law requires that the policy provide at least $25,000 for bodily injury to each person, $50,000 for all bodily injury, and $10,000 for property damage, each accident.
         
The insurance laws of some states also state the requirement in terms of a combined single limit.  For example, if the chart shows "15/30/10 or 40", the law provides that a policy with a combined single limit of at least $40,000 will also satisfy the requirement.  A combined single limit of $40,000 means that the insurance will pay up to $40,000 for all bodily injury and property damage arising out of each accident.  The required limits for the Canadian provinces are expressed as combined single limits only.
State Limits
State
Liability Limits
State
Liability Limits
Alabama
20/50/25
Newfoundland
200 CSL
Alaska
50/100/25
New Hampshire
25/50/25
Alberta
200 CSL
New Jersey
15/30/5
Arizona
25/50/25
New Mexico
25/50/10
Arkansas
25/50/25
New York
25/50/10
British Columbia
200 CSL
New York for death
50/100
California
15/30/5
Northwest Territories
50 CSL
Colorado
25/50/15
North Carolina
30/60/25
Connecticut
20/40/10
North Dakota
25/50/25
Delaware
15/30/10
Nova Scotia
200 CSL
District of Columbia
25/50/10
Ohio
12.5/25/7.5
Florida
10/20/10
Oklahoma
25/50/25
Georgia
25/50/25
Ontario
200 CSL
Hawaii
20/40/10
Oregon
25/50/20
Idaho
25/50/15
Pennsylvania
15/30/5
Illinois
20/40/15
Prince Edward Island
100 CSL
Indiana
25/50/10
Rhode Island
25/50/25
Iowa
20/40/15
South Carolina
25/50/25
Kansas
25/50/10
Quebec
50 CSL
Kentucky
25/50/10
Saskatchewan
200 CSL
Louisiana
15/30/25
South Dakota
25/50/25
Maine
300 CSL
Tennessee
25/50/15
Manitoba
200 CSL
Texas
20/50/25
Maryland
20/40/15
Utah
25/65/15
Michigan
20/40/10
Vermont
To be adjusted
Minnesota
30/60/10
Virginia
25/50/20
Mississippi
25/50/25
Washington
25/50/10
Missouri
25/50/10
West Virginia
20/40/10
Montana
25/50/10
Wisconsin
50/100/15
Nebraska
25/50/25
Wyoming
25/50/25
Nevada
15/30/10
Yukon
200 CSL
New Brunswick
200 CSL

 




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